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5 Simple Tips for a Healthier You in 2014

Sometimes around this time of year, people can get overwhelmed and start struggling with their new years resolution. Many resolutions are often set on a great scale and aren’t necessarily realistic which makes them very hard to accomplish. So here are five easy tips that can promote good health without requiring much effort or dedication. By following these simple tips you will be able to increase your health and avoid trips to the doctors office.

1. Drink More Water – Staying hydrated can be one of the most important aspects of being healthier and more energized. The body can often mistake thirst for hunger and provide unwanted food cravings. By drinking at least 8 glasses of water a day, a person can jumpstart their metabolism and drastically improve their energy levels.

2. Walk – Many people believe that intense running or heavy weight lifting is the only way to jump start the body’s metabolism and promote weight loss. However, just the simple act of walking 20-40 minutes a day can increase cardiovascular endurance and does not take a harsh toll on your body

3. Eat Dark Chocolate – For all of you chocolate lovers out there trying to be healthier, you are in luck. Dark chocolate is rich in antioxidants and can be beneficial to your immune system by decreasing your risk of cancer and a variety of cardiovascular diseases. So make the change from milk chocolate to dark chocolate in order to have a healthier 2014

4. Eat Breakfast – A good and healthy breakfast is the perfect way to jumpstart your metabolism and get you energized for the day. Try to include foods rich in protein such as eggs and complex carbohydrates such as whole wheat toast.

5. Sleep – The right amount of sleep can help you live longer, perform better, and stay sharper. It also can help you achieve a healthy weight. People who sleep more are more likely to have less cravings for unhealthy food throughout the day. For the sake of your health insurance bill, try to get 7-9 hours of sleep a night.

I hope this gives you a good base on how easy being healthier can be. It does not take hours in the gym or some crazy dieting to be healthier. These small steps can help you achieve a healthier you and help you keep your sanity at the same time!

Benefits of Life Insurance

Although none of us plan to die anytime soon, there are big benefits to having a life insurance plan. This is especially true for those who have a family, and are the primary breadwinner. Most plans are not terribly expensive and the benefits that your family receive are often necessary.

There are several logical reasons that make sense for having a life insurance plan. Very few people are debt free. The problem with dying unexpectedly is that you do not have the chance to finish paying off debt. Without life insurance, the debt can fall onto your family. The payment from the life insurance can help cover any unpaid debt or money owed.

Related to the inability to pay off debts, any form of future earnings are gone when you die. Life insurance policies can be adjusted so that the people accessing the money have limitations. For example, a college fund for children may have been set up to receive a large sum of money to supplement those future earnings.

Lastly, the costs incurred trying to keep you alive may have been substantial. This is a very common case and often times can severely affect your families future financial situation. With a life insurance plan, your family benefits from having money available to cover these costs and the funeral costs.

From a non-financial perspective, losing someone is a terrible thing and the grieving process can take a while for some people. This often means missing work for an extended amount of time. A portion of the payout can allow your family to take as much time as they need until they readjust back to life.

These are just a few benefits to consider and good reasons to buy life insurance.